Small-time Entrepreneurs and the American Healthcare System
If you’re a small-time business owner, healthcare is probably one of those issues that give you tremendous headaches. Today, many small-time entrepreneurs are not able to provide their employees with healthcare. Although a very essential benefit especially for an employee who can’t afford expensive medical costs, the topic of healthcare continues to raise eyebrows from either side.
From the Entrepreneurs’ side: It’s too Expensive
Healthcare can be so expensive; some small-time entrepreneurs can’t even afford one for themselves. Due to the fact that expensive healthcare costs can squeeze out the air out of small-time businesses, some small-time business owners take the risk by not providing their employees with proper healthcare. Some business owners of small-time ventures are also still employed and they can’t quit from their current jobs because they can’t afford to provide healthcare services for themselves.
The Employees’ side: We Need Healthcare
Currently, millions of Americans still can’t afford or don’t have access to proper healthcare services. Despite the fact that preventive healthcare can help save money in the long run, healthcare is still a public issue with no definite solution. Due to expensive healthcare services, millions of Americans who need medical help are not able to get appropriate treatment or aid. And these millions of Americans include employees of small-time entrepreneurs who can’t afford healthcare.
Possible Approach for Small-time Entrepreneurs
For small-time entrepreneurs who can’t afford to provide their employees with healthcare, they can tap out local government organizations. Visiting the insurance department of your local state may actually help you gain knowledge on how to offer healthcare to your employees without busting your company budget. Aside from praying for the government to make a decisive action when it comes to sky-rocketing healthcare costs, the local chamber of commerce may offer affordable medical and insurance plans for you and your employees.
As both a public and business issue, political candidates have expressed their plans with regards to a universal healthcare system — one that provides accessible and affordable services to everyone. Despite their plans, Americans are still waiting for a massive effort from the government that can help reduce healthcare costs. For both poor workers and small-time entrepreneurs, the waiting period seems like a lifetime.
sources:
Washington Post
Your Biz MSNBC